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When you first start investing into the stock market it can be very intimidating and hard to know that you are making the right moves. Many new investors find themselves making the wrong decisions after hoping to jump in and make a buck or two. The hardest thing for new investors to understand is that you have to be cautious and pay attention to more than just price. There are several mistakes that new investors make, below are some of those mistakes. Make sure you avoid these so that you are successful from the start.  No Plan and No...

With more and more e-commerce websites cropping up by the day, we can safely assume that the future of shopping is now. However, what we consider a boon for the mankind, is also one of the bane in its own way. Why? You ask. Let us put it this way, you desire a product and instead of going to a brick and mortar store, you decided to shop online because online deals are more lucrative and money saving. Now consider this, in a rat race where every website is inching to be the number one and offering better deals than one; how can a user...

The school holidays give your children time to have fun and recharge their batteries before another term begins. While this is prime family time for most, many parents worry that their budget won’t stretch. This can result in disappointed and bored kids which can lead to a plenty of tears and tantrums. But just because your kids are off doesn’t mean you have to spend a fortune on keeping them occupied. There are plenty of things you can do to keep them entertained for little to no money. So for some much-needed inspiration, take a...

We all know the phrase money doesn’t buy you happiness – but a few million in the bank would certainly make you smile, right? To make it rich you need to work hard and pay your dues, and hopefully, maybe, just maybe, you’ll be lucky enough to be in the right place at the right time with the right idea and maybe… Whether it’s in business, entertainment – however you want to make it, no matter how much hard work and dedication you put in there’s always lots of maybes. So, unless you’re lucky enough to...

When the banks are in need of help, where does the person in serious need for cash go to? Well, you can always ask your family and friends. But in these tough economic times, your social circle might not be able to help you with larger sums. This is where people to people lending comes in handy. This is where Smartika comes to help people. Approved by the bank of Italy, Smartika connects people who need a loan with the people who can provide one. Money lenders can earn a good income for the money that is lying idle with them, even if...

Your college life marks the commencement of your independent living where you have to learn to do most of the things independently. Among all the things, the initiation of your college implies independent management of your finances. The post here offers some great tips that will make you smarter with money management in your college years. Create your budget This is the most important point when it comes to a smart finance management. List all the income sources such as your scholarship, savings, wages & parental allowances. Now,...

Credit cards are omnipresent in every wallet or purse today. The ease of cashless shopping propelled by these plastic cards have made them a handy means to cater to expenses which often run the risk of unnecessary use & impulse shopping. Credit cards are of course bliss, provided you know how to handle them wisely. The post below offers a brief on the dos & don’ts with the plastic in your wallet. The Dos Use only for items you need There is a fine line between our needs and wants and you have to maintain that with your credit...

If you run a small business, you want to make it as easy as possible for your customers to make payments. That means going beyond just accepting cash payments, and accepting credit and debit card payments as well. But how do you go about this? And what are the issues to consider? Here are some of the factors to keep in mind when you start to accept card payments. Use Credit Card Machines in Your Physical Store Accepting credit card payments has many benefits, and one of the most common ways to accept credit card payments is via credit...

Back in the days, when stock exchanges and foreign exchanges worked with manual tickers, an analyst was an extremely important person. The analyst would go through tons of reports to pick up trends in trading and guide investors where to park their funds. With the introduction of modern computing, the role of the analyst became easier, since the computer would pick up trends and help you speculate to extract maximum CFD day trading profit. Since foreign exchange trading is not limited to a single exchange, a trader can practically trade...

Life happens very quickly, and things can creep up on you before you know it. One of the big life-changing decisions you’ll need to make is deciding to buy your first home, and then actually doing it. There are a lot of things you’re going to need to consider and take care of when you want to buy your first property. Here are three of the most important for your consideration. Avoid Silly Mistakes You’re going to find this whole process something of a learning curve. There are a lot of mistakes that it’s easy to make when buying...