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The problem of palm oil has been in and out of the news limelight for a number of years. Part of the world’s struggle against issues like the environment and greener living is that we tend to view climate change matters as ‘trends’ — one month, we are all about reusable bottles and straws, the next, we’re rallying behind carbon emissions. Ideally, the issue needs to be treated as a whole and not with past issues raised being left by the wayside. Following from this, garden bark supplier Compost Direct returns to the...

While it’s tempting to redecorate your home with new furniture and décor as soon as trends change, you can transform the look of your home for spring by just making a few nuanced changes here and there. This new season the spring furniture trends are mostly about subtlety.    #1 Keep it Comfortable Start with some new furniture to celebrate the end of winter. Check out the most current styles from The Chesterfield Shop and take advantage of sales on some high-quality furniture. You will find sofas, sofa beds, sectionals,...

A bit of a higher risk, but a much better return. Penny stocks can be a really good option if you are considering getting into the stock market, and even if you’re already playing the game. The important thing is to do your research. Here is some info on what penny stocks are, and where to find the best penny stocks. What are Penny Stocks? Penny stocks are inexpensive stocks for start-up companies.  While they are called penny stocks, these stocks trade from $1 up to $5. Penny stocks can be a bigger risk because it’s...

When dealing with undeclared rental income, it’s first important to understand the following points It is now more important than ever to ensure your tax affairs are up to date. Government systems are much improved and offer greater visibility on individuals who are not up to date.If you have only recently acquired a rental property, it may be possible to get things up to date by completing relevant tax returns.The Let Property Campaign is helping individuals with many years of undeclared income.A property tax specialist will...

A low credit score can, unfortunately, mean that you have fewer options to consider when it comes to borrowing money. However, it does not have to stop you from getting credit altogether. When it comes to applying for loans, credit cards or other types of finance, your poor credit rating doesn’t have to stand in your way. You will still be able to apply for finance by opting for a bad credit option – these tend to be loans and/or credit cards designed specifically for those with a poor credit history. Bear in mind that there will...

How are your savings shaping up? Would they be able to handle an unexpected trip to the emergency room or the cost of a tow truck after your car breaks down without warning? If you’re like 27 percent of Americans, you would be at a loss for how you pay for these items. So what are you supposed to when you have no cash to cover a pressing bill? From a line of credit to negotiating your bills, here are some possible solutions when you need to borrow money. Get a Personal Line of Credit A personal line of credit is a flexible...

What’s in your auto insurance policy, really? If you’re not sure how to answer this question, don’t feel too bad. Most drivers aren’t very familiar with the details of their auto policies. They know they’re covered when they need to make a claim, and that’s enough for them. If you have a low-cost, high-quality policy from driver-friendly providers like this top-rated insurer, you’re probably coming out ahead already. But you may have more cost-cutting options in your toolkit. Using an online service helps you find...

Car insurance, life insurance policies, healthcare coverage, and other insurance products cost consumers varying (though usually high) amounts of money. Even if two very similar people request a quote for identical insurance products, they could still end up paying wildly varying amounts. So, just how closely is insurance fraud related to the amount of money you pay for insurance? There are a couple of different elements to the answer to this question. How Insurance Companies Are Getting Better at Sniffing Out Fraud While you...

Industries are constantly trying to keep up with the fast-paced landscape in which they operate, be it technological changes, customer demands or simply just making things easier for their consumers. But it is the speed at which the technological advancements have reached that has forced traditionally slow-moving financial institutions to heavily invest to remain relevant to their consumers and remain competitive in the marketplace. Personal Banking is one of the oldest businesses in the world, going back centuries ago, in...

E-commerce is changing the way we shop. We can now compare similar products, check stock availability and choose the lowest price without leaving the armchair. With a few clicks from our tablets, smartphones, or computers, therefore, we can have quality goods and services delivered straight to our doors or downloaded instantly. And who doesn’t love that? In major consumer markets like India, e-commerce is fast becoming the preferred way of shopping. The convenience of e-commerce is highlighted by the wide variety of things that...