According to many experts, the construction industry is experiencing a problem with skilled workers — there aren’t enough of them. City & Guilds, a global leader in skills development, states that that 87% of employers in 2017 found it difficult to recruit the skilled workers that they needed. According to Construction News, official figures show that 12.6% of UK construction workers come from overseas, with 5.7% originating from the EU. This rises to a staggering 60% in London. Furthermore, 30% of British-born construction...

There is no denying that the UK population is growing at an alarming rate. The upper dependents, or those of state pension age (65+) constituted for 18.2 per cent of the population in mid-2017, a rise by more than two per cent from only a decade before. The baby boomer generation — those born between 1945 and 1964 — are nearing, or have already reached, retirement age. Furthermore, thanks to technologic developments within the health care system, baby boys born between 2015 and to 2017 are predicted to live to 79, while females are...

How are your savings shaping up? Would they be able to handle an unexpected trip to the emergency room or the cost of a tow truck after your car breaks down without warning? If you’re like 27 percent of Americans, you would be at a loss for how you pay for these items. So what are you supposed to when you have no cash to cover a pressing bill? From a line of credit to negotiating your bills, here are some possible solutions when you need to borrow money. Get a Personal Line of Credit A personal line of credit is a flexible...

The Baby Boomer generation is reaching its golden years. Along with the joys of retirement, travel, and catching up with family, this aging population faces challenges as well. Seniors today want to maintain an active and dynamic lifestyle, even as they face medical issues. Meanwhile, family caregivers are under pressure from this growth, even as the caregiving market is growing dramatically. It’s expected to reach nearly 300 billion dollars by 2020. The medical market for assistive technology keeps growing and prices keep...

They say life begins when you retire. If you’re nearing retirement or are already enjoying your work-free lifestyle, you may find you have more free time and cash to spend travelling. The world is your oyster, so why not get out there and enjoy it? The European continent has something for everyone; it’s full of history, has plenty of cultures and there are so many places that gain hot temperatures and places that are cooler, it depends on where you end up visiting. There are some real beauty spots and places of interest to...

Thanks to the quality of life that is improving and medical advancements, the human population in ageing. With that, it’s vital that elderly citizens are giving the quality of care as they reach their later years in order for them live comfortably and happy as they age. This level of care is different from country to country thought, as we explore in this article… The UK Care System Across the UK, staggered care is given to ease elderly citizens into accepting care. When individuals are beginning to struggle, perhaps with making meals...

A healthy lifestyle is the cornerstone of a happy life. It makes you feel good and allows you to focus on other everyday tasks as well. However, for you to be healthy, you must first put in the effort. There are a lot of factors to consider in order for both your physical and mental health to benefit. Eating well and exercising is the start, but there are even holistic approaches, and additional supplements you can take that will help you on your journey. Read carefully and follow these steps to maintain your wellbeing, no matter what...

There are a lot of reasons why someone may want to sell their business. There are those that are unwavering, such as a seriously ill loved one or necessary move, and those that require some time for you to think it through like if you think it might be profitable for you to sell it and go into early retirement. Below, we’ve outlined some things you should take into consideration before committing to selling your business. Why are you interested in selling? The first question to consider when debating selling your business is why you’re...

With tightening budgets and the cost of living rising, getting a grip on personal finances can be difficult. There is a host of things to think about when planning your finances including how you’re going to save for those big household buys or what type of finance you could use to consolidate any debts. Using simple methods, you could turn your personal finances around and make your money work better for you in the long-term. Realistically sometimes you may find it hard to juggle everything, but preparation and planning is key...

Smart and hard work, not hard work alone, wins in this game called business. What this means is that no matter how unique a business idea you come up with, without being a bit smart, your competitors will outsmart you. But forget about beating the competition first and think about saving on costs. The lower it is the better. How can you save money on your business operations? It is not too hard really, once you put on your thinking cap and start working on it. Here are some easy cost saving ideas you may be missing out: Exploit The Free...