Running a home and raising a family is expensive. However, it doesn’t have to cost as much as you may think. Shopping around for the best prices for services and everyday items is an important step towards getting more for less.
If you are like many people, you have cable, cell phone, and Wi-Fi services. Unfortunately, if you have these three services with separate companies you are paying more than you need to. Instead, shop around and bundle the services with one or two companies. For instance, you may think “the Wi-Fi services in my area offer the best prices.” But, the truth is that many of these establishments offer both your cable and internet services together. When you bundle them with a single company they give you loyalty credits that add up to a lot of money in savings over time. With regards to your cell phone, not all companies are alike. Take advantage of this and shop around to make sure you are getting the best deal possible. The same applies to your electric and gas bills. There are many companies who offer both.
Coupons and Flyers
You have a hectic schedule and at the end of the day, you simply want to kick back and relax. Saving money at the grocery store will allow you to stock up your home for much less. The internet offers a convenient way to clip coupons quickly. There are many sites that specialize in this, making it easier than ever to start saving money. Before you access the sites and start clipping and printing coupons, create a list of the items you need for the upcoming week. This way you won’t get tempted to clip something that’s only going to add to the expense. Many stores still print flyers and mail them. Go through them to see where the best deals are on the food items you need. In addition, a lot of stores also have their own apps with special exclusive deals. Take advantage of all these resources at your disposal. Take the money you save and open a savings account and watch it grow.
Cash Back Apps
What started out as a credit card enticement is now quickly becoming a way of life. Stores and online companies are now up to speed and understand that customers want something back for their loyalty. Some offer cash back once a year that you can use any way you choose, while others offer discounts on other services such as fuel, food, air miles, and clothing. If you shop at a particular store and they don’t offer anything for your loyalty, switch over to a new store. In today’s world, even gas stations discount their prices for your continuous business.
End the Fast-Food Way of Life
Fast-food businesses are on every corner in nearly every town. The problem is that the food, as well as the quantity in most cases, is not good for you. In addition to putting your health at risk, you’re also spending a lot of extra money to eat quickly. The good news is that there are so many ways to enjoy a home-cooked meal even if you run from sun to sundown. Pressure and slow cookers and crock pots are just a few ways that you can prepare the ingredients at night or first thing in the morning, turn a dial and enjoy it when you get home. You’ll feel better and your wallet will remain heavy.
Bring Your Coffee and Pack a Lunch
Just like you send your children off to school with their lunch box you should follow suit. If you buy your lunch daily and it averages eight dollars a day multiply it by five and then by four and you come up with a grand total of $160.00 in a single month. Factor in your morning cup of joe on the fly and your well over $200.00. That’s over $2,000 per year. Instead, scale it back and treat yourself once a week. The savings is enough to fund a decent getaway.
There are so many ways to save money. Before you buy on impulse or pay your next cable or utility bill, ask yourself two questions, am I getting the best price and do I really need to spend this money? If you take a moment to think and let it process chances are you will make a good decision.