Why Do You Need To Get Moped Insurance?

Posted on Sep 4 2013 - 12:41am by Bernard Berry


A moped takes you to places in a comfortable way. While a moped can never be compared to a car, it has many benefits and it is a good investment especially for people living in big cities.

First, mopeds come cheap and the running and maintenance costs are very low when compared to a big car.

Using a moped to take you to places is a wonderful thing. However, there can be instances when something goes wrong. Accidents can take place at any time. An emergency will never strike you by giving you a warning. It is seen that emergencies strike at the worst possible times. As a moped ages, its value also depreciates. However, this does not apply to maintenance costs, as they remain the same or even increase over time.

Getting moped insurance is the key to success as you can always count on the insurance company to take care of your expenses in case of accidents, fire and even theft of the moped. All you have to do is pay a premium once a year. The premium amount is just a fraction of the moped’s cost and is very light on the pocket. Imagine that you do not have moped insurance and then a disaster strikes. If this is the case then you may end up spending more than the price of the moped in order to repair it.

Therefore, moped insurance is a must for every owner. It definitely gives you peace of mind as you are prepared for the worst. Over the years, the claim process in cases of emergencies has become simpler as well. Now the moment you get into an accident, insurance companies have toll-free numbers so you can call them to have an inspection and ascertain the damage. On this basis, the insurance company will process your claim and you receive the claim amount in good time.

Some countries do not allow vehicle owners to ride them without proper insurance. In such cases, the owner gets fined for not having insurance. While some of us may criticize such actions, it can be a good thing as the authorities only wish to have all riders on the road with insurance protection.

To conclude, moped insurance (like the Alka Knallert ansvar forsikring insurance campaign which I have recently tried) is a must as it has numerous benefits which most of us just tend to ignore. As a matter of fact you do not know what is going to happen to you the next moment. You may be riding on an empty road with no vehicles in either direction.

At least you are unable to view anything. In all probability, you may think that nothing bad is going to happen in such a situation. Suddenly, a dog comes your way and you and the moped lose balance and there are severe damages. You do not like this situation, do you? This is an example and all of us need to take it seriously, as moped insurance will help us cover the repair expenses.

Photo Credit: Flickr/Tim Fuller

About the Author

Bernard Berry is a car mechanic with 30 years of experience in the car maintenance. He is also a writer for different car affiliated websites such as the danish Volkswagen cars. Many of his articles are dedicated to the financial value of keeping an old car running and the benefits of buying a new car.