Profitable Investments You Can Make Even On A Low Income

Posted on May 23 2016 - 7:20pm by Editorial Staff


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We’re all told about how we need to invest our money as early as possible. The first chance you get you should be trying to make waves on the stock market. But this isn’t always easy to do, particularly when you’re on a low level of pay. What you save, you might not be able to risk on investments. You don’t want to take the chance and lose it all. But having a low income shouldn’t turn you off investing completely. In fact, there are a few ways that you can still invest.

First, you should figure out the absolute maximum that you’re willing to lose on investments. Put this money in a separate pot, away from your savings and any other finances. This is the cash you can risk on investments. Feel free to add to it as you feel comfortable. Just make sure that you always have enough separate from investments in the bank to depend on.

Next, be aware of what you’re getting into. Even then investments that we’re going to look at below aren’t a sure thing. It’s easy to lose money if you make the wrong decisions. You have to be sensible and not take too many big risks. Now let’s look at some of the investments that you can try on a low income.

Penny Stocks

Penny stocks are any company stocks that are priced at low amounts. Usually, this includes any stocks that are being sold at under five dollars. To understand a penny stock, you have to realise that most companies don’t become successes overnight. Microsoft didn’t, Apple didn’t and the list goes on. In most cases it takes time for interest to develop. So, buying stock at the starting point is always going to be cheap. The problem is that most companies fail. So, even if you buy penny stocks early on, there’s no guarantee they’re going to turn into a solid investment. But they’re still an easy way onto the stock market. You just have to be careful about what company you buy into. You can read more about penny stocks on a site such as

Forex Trading

Forex is trading the value of currency. By watching the change value of different currencies you trade the amount you have, hoping to make a profit. It sounds a lot simpler than it actually is. But it’s appealing to many traders because it’s low risk and you can buy in at small amounts. However, it’s important to realise that winning on a stock market like this isn’t easy. You need to know what you’re doing and many people don’t get anywhere with Forex. Sometimes it’s look and other times it’s people who know how to analyse trends that succeed.


Finally, direct reinvestment plans allow you to buy small dividends, directly from the target company. There are lots of businesses that allow you to do this, including Coca-Cola. You can buy these small dividends that can slowly grow into big investments. It’s certainly something that you may want to look into. Particularly, if you’re just starting to think about making an investment in your future.

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Editorial Staff at I2Mag is a team of subject experts.