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The electricity bill is due, the car needs major repairs, your child has grown out of their school shoes and at the worst possible time, your fridge breaks down. If you are a low-income earner or have stretched yourself thin with financial commitments like a new mortgage, unexpected expenses can cause significant challenges to the weekly budget. What do you do next? Making the right decision can shape your financial future over the next few years, so it is vital to make wise choices for you and your family. Avoid Bad Debt Not all debt...

Owning a rental property is one of the ways you can invest to earn long-term gains while earning residual revenue in the process. As the value of your property grows, you receive a steady income from renting the property out to the right tenants. As a landlord, however, you still need to pay taxes on the property as well as the income you get from renting it out. As with other taxes, there are ways to minimise your taxes. We have the best tips and tricks you can use to minimise your taxes as a landlord in this article. Use Negative Gearing According...

Buying a house is indeed a big and important phase in anyone’s life. The first time is almost always the most memorable and special. But since it is a first, you should make sure that you do all necessary actions and planning before coming up with final decision. Here are some considerations to make especially for first time house buyers. Budget It is very important to be practical when it comes to spending money especially when it comes to something big like a new house. You need to know exactly how much money you are willing to spend...

If you are hoping to move your life in a more positive direction, you should start by tackling your finances. Getting a handle on your money is a great way for you to prepare for the future. Why waste your days worrying about what is yet to come, when you could be excited for all of the amazing opportunities ahead? No matter the current state of your personal finances, there is always something to be done. Hopefully, the following four steps will help you on your way towards a life of savvy spending, impressive saving, and financial stability. Keep...

Corporate insurance is a bonus for all employees since their health, and medical expenses are all covered for. Right? Wrong! You might think that just because your organisation has provided you with health or life insurance you do not have to step out of your way to look for insurance. But, if you have ever been proactive enough and gone through the fine print, you will know that corporate covers provide you with the promised amount only if they have to. Insurance providers for corporates do as much as they can to protect their money,...

Our parents aren’t perfect, so there will undoubtedly be times in your life when you have learned from their mistakes. However, while you will have learned valuable life lessons from their parenting and adult blunders, we are going to steer you towards the positive. There are things your parents are bound to have said to you when you were growing up that can help you manage your finances today. You may have turned your nose up at their advice in your younger years (the arrogance of youth), but some of the words they gave you are worth...

Over the last few years, the world of investment has become a very different place. With the advent of the Internet, more and more people than ever before are able to put their money into ventures which can help it to grow. With each passing year, new options are popping up, and anything blockchain is hot right now. To help you through this confusing field, this post will be exploring this technology and the different options which come with it to understand exactly how it could be your ticket to a small fortune. These sorts of investments...

With tightening budgets and the cost of living rising, getting a grip on personal finances can be difficult. There is a host of things to think about when planning your finances including how you’re going to save for those big household buys or what type of finance you could use to consolidate any debts. Using simple methods, you could turn your personal finances around and make your money work better for you in the long-term. Realistically sometimes you may find it hard to juggle everything, but preparation and planning is key...

These days, condos are in great demand as they are flexible and above all fit in a pocket easily. They work as a classy alternative in comparison to an expensive house. But, most of the people remain in a dilemma as to buy it or not. So, if you are also going through the same problem they can take help of Los Angeles realtors who can help you in choosing best and most affordable condo. There are many reasons because of which more and more people are investing in a condo like luxury, comfort, accessibility, proximity, community, desirable...

Significant life disasters can come out of nowhere and sideswipe you from a position of comfort and progress into financial and emotional turmoil. They can come in the form of household damage, car crashes, job losses and personal bereavement, and so there’s a range of different ways to deal with the huge life setbacks that might come your way. The first rule of damage limitation is to have a plan for the worst eventualities.Here are four such plans that’ll help you avoid the spiralling damage to your wallet and your mental health...