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Money Management is a MUST during this trying/difficult economic times and every individual or business enterprise should always go for cost effective measures to manage cash position. A business owner or individual should spend their money on interest bearing things or items and should identify NEEDS and WANTS.  Spending beyond our earning or sales capacity and uptick in prices of goods, raw materials & gasoline could cause business bankruptcy or emotional stress. On a personal point of view, everyone should understand their buying...

Whoever said never put all your eggs in one basket definitely owns a lot of eggs. Ideally, all money should not be placed solely in the bank or in real estate or stocks and even in jewelry. As much as possible, money should be placed in different forms of investment to avoid significant loss. As a result, more and more people are investing in jewelry, particularly diamonds, because of its accessibility and value. According to Shirley Bassey, diamonds are forever. Marilyn Monroe also said diamonds are girl’s best friend. Even Rihanna...

It’s true that life sometimes doesn’t pan out like you thought it may. It’s only human nature that people grow and develop, learning that they had passions for things they never thought they once had. This may lead people to investigate the possibility of further education at a later stage in life; either training in a completely new subject or honing their skills in a specific field. However, further education is not the cheapest of lifestyle choices; degrees usually costing anywhere from 20K-50K. However, if your heart is set...

Whether obtaining a home purchase loan or a traditional refinance, there are fees that must be paid for this service. These fees, which represent various services that are a part of putting the loan together, generally fall into different categories. Basically, understanding third party fees in a mortgage will also give a clearer picture of the amount of work that must be performed in order to reach a mortgage approval. Below are 8 common third party fees that are charged to mortgage borrowers: 1. Appraisal Fee The appraisal fee is the...

Purchasing a vehicle is a big step, not only because it becomes your responsibility to maintain and keep running, but because it’s most likely the second biggest expense you will ever pay out after your home. When it comes to financing a car, not everyone can afford an instant payout. Debts and depression are usually the fears that spring to mind when discussing purchasing a vehicle on finance, however when handled in the correct way, there are many options that you can tailor to your own individual lifestyle. How much can you afford? The...

Yard signs, an affordable marketing tool used by many, to advertise the business. They help the business to increase the awareness of its products and services. They are also used to organize an event to entice present and potential customers. Due to its repeated exposure, it helps to boost the name recognition and bring revenue. However, not all the signs can be used for business purpose. They can also be used for personal use. To announce a birthday party Who don’t want to be recognized on his or her birthday? No matter whether it...

At this time of year there’s nothing better than popping off to the seaside on a summer getaway, or having a place in the sun to go to when the weather turns sour. Having a holiday retreat can be a great way to escape the pressures of everyday life and have your own personal retreat to go to to relax and unwind. However, buying a holiday home shouldn’t be an emotionally driven purchase. It’s important to weigh up whether you can afford a second property. It’s important that you work out whether the financial benefits do outweigh...

With the tremendous ways by which mobile phones making its place in everyday’s life, the trend of people moving towards to opt used mobiles in India are gaining huge heights. While the credit goes to raising inexpensive factor and frequent availability, love for used mobiles in the country is in full urge. But there was time when you are badly interested in grabbing up a new model  but cannot do the same because of its expensive outlay. Don’t get tense as just in month’s time, you will see the similar mobile model making round...

In the process of deciding on embracing a private car lease idea, one needs to determine whether it will be a short-term or long-term one. A short-term car lease would go from three months to a year with some exceptions of getting a one-month deal. A long-term lease will be from two to four years. All leases work with major principles of following the rules in the contract and after the leased duration, you hand back the car. The benefits of a short-term private car lease include actually taking pleasure in riding different cars. One...

Automobiles are powerful, complex ways of transportation.  Because of the size and popularity of the car industry, many myths exist.  It’s easy to save a lot of money by simply knowing what’s true and what’s false.  Follow these tips, so you can save your extra money for gas and vacations. Myth #1: It’s important to shift to neutral at a red light Shifting your car to neutral at a red light does more harm than good.  It won’t save you any considerable amount of gas.  You should always leave your car...