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Being in debt can feel like a lonely place. As arrears accumulate, the mood often deteriorates, leaving mounting liabilities and no strategy to sort out the problem. The good news is that you needn’t suffer alone. Talking to a professional debt adviser might sound like a daunting step to take, but with friendly advice at the end of a phone or via web chat, this could be the turning point for eradicating the debt. Free advice is available – you can chat now with someone who knows the ins and outs of managing and escaping debt....

We all know that house-hunting can be quite a tedious and daunting task, but that should not mean that in order to end the quest you rush in to buy the first house that you come across or completely give up the idea of owning a property. The search for the perfect real estate can take weeks to reap results, so if you are a potential home owner who is seeking to acquire a house for the first time patience and preparation is what you need. Here are a few tips that will help you ease the entire process of home search. Think of a budget “How...

If you want to rent your property in London or any other cities in the UK, the list of advice and tips below will go a long way in helping make sure you have the best experience possible. From setting the right monthly rent to making sure you don’t end up with tenants who will trash your home or property and then leave without paying, you want to make sure you avoid as many headaches as possible. Ten Tips Before You Rent Here’s a list of ten tips for renting your home or flat. Screen Tenants – You don’t have to...

The alternatives open to the prospective car buyer are way better than they have ever been nowadays. Gone are the times when the sole alternatives were your local second hand car dealer or the car manufacturers own franchise outlets for new or approved used cars. New cars are now accessible from many different sources, for example independent dealers, large car supermarkets, specialist car buying companies and obviously the internet. Manufacturers have been quick to recognise the shifting markets and marques for example Vauxhall also...

By buying a house on option, you can put down as little as one pound and pay filing fees and live in the house for up to three years before you take the option to buy at the end of the lease agreement. This isn’t for everyone, but below we have what you need to know if renting a home in the UK for £1 interests you. Getting a “one pound house” and living there is easier than you might think! Sign Option Contract – The first thing you need to do is find a seller that’s willing to sign an option contract with...

Deciding to pack up your possessions, herd your family into a car and heading off towards the horizon in search of a new place to live and settle down is simultaneously one of the most exciting and terrifying decisions a person can make. Becoming an expatriate is a door into a realm of new opportunities, but it is not something that can be undertaken lightly. Becoming a legal resident in another country usually requires wading through a mountain of paperwork and bureaucratic systems that can sometimes resemble Kafka at his most surreal. One...

It’s sad to say but there are situations when the only solution that you have to fix your finances is to file for bankruptcy. With how the economy isn’t as uplifting and positive looking as it is, you need to be able to lay down ALL your options and determine which one would best solve your problems. In this case, the specific solution we’ll be talking about is filing for bankruptcy. Not many people take this route but when they do, it actually helps them rid of some of their biggest problems. You just have to make sure that...

There are millions of struggling borrowers that are still holding on to their dreams or constantly reading expert authors to fuel them. They are fighting to not be thrown in crisis of foreclosures and being homeless. Loan modification predators sense desperation easily. Others get or buy leads via under-the-table negotiations to go after potential victims. This burgeoning number is an opportunity for illegitimate transactions to surface. Who can resist lower monthly fees and better interest rates in a short period of time? Fraudulent...

We all know how myths work especially after having read stories on blogs. One person hears a story that will be relayed to another with slight alteration. Repeat the process ten times, and a myth is born. Myth 1 Portable heating units placed in individual rooms will save you more money than centralized heating system. While it may be true that heating small room may require less energy, it does not necessarily mean that your electricity bills will decrease. In fact, it is five times more expensive to use electricity heating each room...

Are you on a full living room update? Does your house need a little reinvention and renovation? It’s a good idea to start with the flooring. You may not notice it, but flooring can make your room bigger or smaller, brighter or darker. It can do a lot of tricks. For all you know, it could be just the only renovation or reinvention you need for your home.  Hardwood Environmentalists will love you for choosing hardwood. This eco-friendly type of flooring can last a lifetime if properly maintained. It’s also one of the most popular types...