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In his book Habits of Highly Effective People, Stephen Covey argues that it is our personal habits that make us or break us. The book created quite a stir because it suggested that at the bottom of everything we are as people – and everything we achieve in the world – our daily habits, not our intelligence, is what makes us successful. The question, therefore, is what are the habits of people who are rich and how can we emulate them? It turns out that the most important thing is doing the right thing consistently. Good habits...

With growing awareness about the benefits of a health insurance policy, the Indian insurance market has consistently grown. With expansion, the market now caters to many senior citizens who are looking for the right plan for their age and health. Young individuals are also looking for convenient options for a medical insurance policy for their parents. Factors to consider before purchasing a senior citizen health insurance plan Sum Insured: With increasing age, the cost of treatment increases due to chances of contracting age-related...

Being a parent is a huge drain on the finances. It is something all couples know and prepare for before they have a child and they both know quite well that as soon as you have have a baby the monetary outgoings go through the roof. It is a sacrifice most are willing to make because the joy received is huge. You’ll make countless memories and raise a family, so of course it is worth it tenfold. Some experts have predicted each child costs over a hundred thousand by the time they have reached adulthood, and even then they can continue...

In the modern world, there are loads of ways that money can be made. The Internet presents chances to invest in things that wouldn’t have been possible just 20 years ago. With all these options, though, it can be hard to know where to be looking to make the best money. And, of course, it’s hard to know what you want out of your investment. So, this post is going to be going through three investments, that yield small returns at a high frequency. This will help you to build your money one step at a time. Image Source One of the best...

We have all got our favourite bloggers and vloggers, and take time out of our day to regularly tune in to listen or read about what is on their mind, what they want to talk about and what they feel we should be taking notice of. Think about recent big news stories or scandals: the chances are that your favourite blogger or vlogger put together a piece that explained their thoughts, how they thought the news story or scandal would affect the world and why they thought we should all be taking notice of it and either negating the subject...

Back in 2007, the humble mobile app was nothing more than a curiosity. The first owners of the then-new iPhone showed off their pre-installed games, as well as their cool-looking calendar features and word processing software. What was interesting about those early days is that nobody knew just how far apps would come in such a short space of time. Rather than simply being a novelty, apps have turned into a significant driver of the economy, and they provide millions of people with value every day. One of the coolest things about apps...

There are some things that happen to us that we are happy to accept, even if we know that we’re being taken for a ride. In your career, you can’t let this happen. If you let your boss take advantage of you or not treat you right, they will see that you’re easy to manipulate. Learn to stand up for yourself in your career and make yourself your number one priority. Here are some of the common career problems that you shouldn’t simply lie down and accept. Pay Imbalances If you know that you are being paid less than other colleagues...

Last year, Lucknow boy Samridh Joshi became a local celebrity after securing the highest score of 308 out of 360 in JEE (Main). Even in the past, the city has displayed great talent and potential. So, if you an aspiring Engineer from Lucknow, you have every reason to feel inspired and motivated. With the right approach, guidance, and support, you will indeed crack both JEE (Main) & JEE (Advanced) successfully. Here’s a step-by-step guide towards turning your dream of cracking JEE into reality. Join a reputed Coaching Institute In...

Ever been on a date, and the theme of conversation swings towards politics and you had to carefully watch your tongue as to what it is you say, just in-case the person you are on a date with shares opposing political view as you? Well that is the problem that websites that cater were facing on dates. The website was created with the aim of eliminating the discrimination and intolerance to political views and it comes with just a one-time payment of about $160 ($159.99 to be precise), members can sign up for up to a year. Politics is always...

Image Source Contrary to popular belief, investment isn’t all about avoiding risk. In fact, investing anything at all is always a risky strategy, and there are no 100 percent guarantees you will get a positive return on your initial investment. It’s managing your risks that you need to focus on – and we’re going to take a look at the six steps you need to take to do just that right now. Read on to find out more in our guide to managing your investment risks like a pro. Understand the concept of investment risk As we mentioned...