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Automobiles are powerful, complex ways of transportation.  Because of the size and popularity of the car industry, many myths exist.  It’s easy to save a lot of money by simply knowing what’s true and what’s false.  Follow these tips, so you can save your extra money for gas and vacations. Myth #1: It’s important to shift to neutral at a red light Shifting your car to neutral at a red light does more harm than good.  It won’t save you any considerable amount of gas.  You should always leave your car...

A lot of people see negotiations stressful and often intimidating. They take place every day, even when two siblings fight over who gets to eat the last orange, and can easily become so aggressive and so eager to win the fight that the only option they can agree upon is that of splitting the orange in half. However, this last option doesn’t please any of them, so they leave completely unsatisfied and sad. This happens very often during negotiations, even though things shouldn’t be like that. As a matter of fact, successful negotiations...

Everyone wants to be liked these days. When it comes to social media, it seems we’re all starved for attention. That attention comes in the form of likes. We constantly check for updates every time we post something with the hope that people will click that little button that tells the whole world you liked a picture. The more the merrier. There are many ways to go about getting those ever-important likes, but the easiest and most efficient way, especially for a business, is to target Facebook advertisements. Though Facebook ads have...

The debt has been erased, the phone calls have stopped, and you have resolved to keep your future debts under control. Whether the problem originated from a divorce, overwhelming medical bills, or the habit of living off your credit cards due to an unforeseen unemployment, bankruptcy can be the solution that helps put you back on level ground. Things should be looking up for you, yet you still have that stigma to your credit score.How can you move beyond that creditor’s red flag to rebuild your financial security? These few tips for...

There’s nothing more exciting than being able to renovate your home. Whether it’s installing new cabinets, adding a pool or even adding an additional room to your house; there are a variety of ways you can finance your home renovation. Don’t think you won’t able to translate your vision for your renovation into reality because of your finances? Think again! There are a variety of ways you can finance your home renovation project. Here is a list of five ways you can afford your home renovation. Home Equity Line of Credit HELOC...

Setting up an online business is now perhaps one of the easiest ways to achieve the dream of being your own boss. Opportunities in this sector are plentiful nowadays thanks to advances in technology and greater consumer confidence in the security of online shopping. It also has the added benefit of being a fairly low-risk venture due to the fact that it doesn’t require the same amount of financial investment as a traditional business. Do you think you might have a product which would nicely fill a gap in the market? Maybe you’re fed...

By now, everyone is aware that credit plays a major role in the approval process of a mortgage. It is no longer acceptable to have low credit scores or errors appearing on a credit report, but has become necessary for borrowers to look at their own credit history in order to eliminate issues prior to requesting a loan. Otherwise, there are some credit issues other than low credit scores that can kill your mortgage application if not found in advance and steps taken to eliminate them. 1. Repossessions can take seven or more years to be...

When purchasing a car for business use, it’s important to look at the big picture to determine whether a particular model is a worthy investment. Naturally, you’ll need to first look at the sticker price and the features included as part of the package. However, there is a multitude of factors that also contribute to a car’s overall value. Fuel economy, maintenance costs, insurance, and resale value are all important issues to consider. Of these, depreciation may be the most important. According to Consumer Reports,...

The job of a sales leader is probably the toughest in today’s business world. This is because it involves a lot of responsibilities. You need to be a supper seller first, a great strategist, and last but not least, a businessman.  The following key features are meant to coach people about the true definition of leadership. Creating functional success metrics meant to spot progress, not just deliver results Most jobs related to leadership demand a number of metrics that point out achieved results. Profit contributions and revenue are...

If you’re considering buying a new car one of the most important decisions you will make is how you will finance your purchase. There are now a number of innovative and cheap car leasing and personal contract hire schemes available and these car lease deals are becoming ever more popular with new car buyers. New figures have revealed that more and more consumers are buying new cars using leasing arrangements. We look at this new data and then tell you everything you need to know about three of the most common types of new car finance. Over...