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One man’s trash is another person’s treasure, says the old idiom. In some cases, sadly, what you thought was a very affordable treasure could in fact be a piece of garbage. In the used cars’ industry, this happens a lot, especially when you do not know what to verify before handing over your check to the owner of the vehicle. Today, we will not be able to transform you into an automotive specialist. We will not protect you from all possible problems that your future car could have. However, after reading this article, you will have...

Are you struggling with debt and thinking of filing for bankruptcy? Well, the decision to make such a crucial step should not be taken lightly and both the benefits and the negatives of its consequences should be carefully taken into account. Weighting up the various alternatives is essential when attempting to save your business and to plan for minimal loss along the way. A curious notion to consider is that as long as you have good earnings and you keep good credit history within two years after the bankruptcy, you will be able to enjoy...

Investing in a start-up firm can mean turning a healthy profit, and the chance to make a difference in the world — as long as you choose the right company. While the sales pitch may sound great, how can you really tell how much faith you should place in a young unproven company? 1. Invest in Familiar Markets If you look at companies that do business in sectors you know something about, you are in a better place to predict whether they will be successful. If you invest in markets you know little about, you may not be able to gauge...

Home remodeling can significantly improve your living space as well as the value of your home. Today’s home remodeling ideas can even make your home energy efficient while at the same time making it more attractive and comfortable. Many people undertake home remodeling projects just in order to improve their comfort of living. Although, remodeling home now has also become popular for people who want to sell their home and gain better returns. Home remodeling certainly is a perplexing task, especially if you do not know where to start....

Home insurance is a necessity that every homeowner must be prepared to sign up for, often before they can even close the deal on purchasing a new property. The question isn’t “if” you’re going to get coverage, but rather “what” your options are to make sure you get the right kind of policy when it comes time to choose an insurer. There’s a lot to take in and several details to nail down when you’re a first-time home buyer, and acquiring home insurance definitely needs to be added to the to-do list. A few basic guidelines...

As a business owner or individual, there may be a time when you are looking to purchase, sell, go public or take on an investor in a business.  The first step to take with any of these ideas is to have the business valuated. In other words, determine the value of the business. It is not as simple as it sounds. The business valuation process can be finicky. How much the business is worth and to achieve fair market value must be done by a Certified Public Accountant to ensure both the seller, investor or purchaser is getting an honestexchange. In...

Dealing with the official government authorities sometimes can be like dealing with someone you can overlook paying your dues to. After all, they are not banks. They do not ask you to sign any contract. They do not threaten you with taking away your property if you don’t comply. They just demand a percentage of the money you make (called taxes) because they say so, because your contributions are supposed to help the entire nation, but mainly because they have the power to do so. However, those who have not filed tax returns and/or...

It’s no secret that car insurance for young drivers is significantly more expensive than it is for experienced adult drivers.  If your son or daughter recently got their license, you’re probably fretting about the costs associated with adding them to your car insurance policy. While the added costs of a student driver on your insurance policy could definitely put a serious dent in your monthly budget, they don’t have to be as astronomical as one might think. In fact, there are a few courses of action that you could take to mitigate...

Now more than ever before, a wide variety of financial resources are available to the general public, providing the basic information necessary to begin an investment portfolio. Many individuals that have become successful investors claim to be self-taught, learning how to be their own investment manager through tutorials available on the internet and by reading textbooks and manuals available at their local libraries. To many of us, this success sounds too good to be true, but more seasoned economic experts are not surprised by this...

The great values of a proficient PR campaign should focus on constructive news stories meant to help companies gain the trust of their customers. Delivering value at an affordable price is becoming tougher with every day that goes by. As far as food PR agencies are concerned, we cannot help buy admit that it’s extremely challenging to make people believe what you’re selling is healthier than your competitors’ products. Because of the recent downturn of the media industry, now it’s trickier than ever to create an impeccable image...